Project Funding Advisory

Securing the right funding mix is crucial for launching and sustaining a successful project. Our Project Funding Advisory service is designed to help promoters and businesses structure their capital in a way that ensures financial viability, meets regulatory norms, and minimizes the overall cost of funds.

We offer end-to-end guidance in determining the ideal mix of debt and equity, ensuring that the funding structure is tailored to the project’s nature, promoter’s preferences, and the eligibility criteria of relevant subsidy schemes.

Key Focus Areas:

• Debt-Equity Mix Optimization:
  We evaluate your project’s capital requirement and suggest the right blend of debt and equity that aligns with:

  • Banking and NBFC lending norms

  • Promoter’s risk appetite and ownership goals

  • Subsidy and grant eligibility conditions

  • Sector-specific funding benchmarks

• Banking Norms & Financial Institution Requirements:
  Our team ensures the proposed funding structure adheres to the expectations of lenders, including:

  • Promoter’s contribution levels

  • DSCR and asset coverage ratio

  • Acceptable collateral or guarantee structures

  • Moratorium and repayment schedules

• Promoter-Centric Structuring:
  Whether the promoter prefers higher control (low equity dilution) or reduced risk (more equity, less debt), we customize the structure accordingly—ensuring financial comfort and long-term sustainability.

• Subsidy Scheme Integration:
  Many Central and State subsidy schemes mandate minimum term loan components or specific capital-to-debt ratios. We structure the funding to comply with these conditions and ensure maximum subsidy benefits.

• Cost of Capital Management:
  We compare funding sources across banks, NBFCs, and financial institutions to ensure:

  • Lower interest rates

  • Minimal processing charges and fees

  • Access to interest subvention schemes

  • Favorable repayment terms

• Support in Financial Tie-ups:
  We assist with identifying and connecting with suitable lenders or investors based on:

  • Sector-specific lending focus

  • Project scale and risk profile

  • Regional presence and policy alignment

This service is ideal for:

• New industrial or manufacturing projects

• MSMEs seeking term loans or working capital

• Businesses availing government grants or subsidies

• Promoters looking to scale operations efficiently

By choosing our Project Funding Advisory, you gain a strategic partner who helps balance risk, optimize capital, and unlock government support—ensuring your project is financially strong from day one.