This Privacy Policy applies to:

• Visitors and users accessing www.finraja.com
• Clients availing consultancy, subsidy, or financial advisory services
• Individuals contacting us via email, form submissions, or digital channels

This policy does not apply to third-party websites linked from our platform.

We collect personal and technical data to deliver our services efficiently and securely.

1. Personal Data (Voluntarily Provided):

• Full name
• Email address
• Phone number
• Company or organization name
• Inquiry or message details
• Business or scheme-related information (as voluntarily shared)

2. Automatically Collected Data:

• IP address and geolocation (approximate)
• Device type, browser, and operating system
• Pages visited and time spent on the site
• Cookies, session data, and analytics logs

3. Sensitive Personal Data

FinRaja does not intentionally collect financial account details, passwords, or other sensitive personal data unless explicitly required for a consultancy engagement, and such data is handled under strict confidentiality and encryption protocols.

We process your information under lawful bases as per GDPR and Indian data protection law, including:

• Consent: When you voluntarily provide information or subscribe to communications.
• Contractual Necessity: To deliver requested services, consultancy, or proposals.
• Legal Obligation: To comply with applicable laws, government, or regulatory mandates.
• Legitimate Interest: To enhance user experience, improve services, and protect our systems.

We use your data to:

• Respond to inquiries and deliver professional consultancy
• Share relevant updates, offers, or policy notifications
• Analyze website performance and improve user engagement
• Ensure platform security, fraud prevention, and compliance
• Maintain communication records for business and legal purposes

• We use cookies and analytics tools to improve website functionality and understand user behavior.
• You can control or disable cookies in your browser settings. However, some site features may not function correctly without them.
• By continuing to use our site, you consent to our use of cookies in accordance with this policy.

We do not sell or rent your personal data. Your data may be shared only with:

• Trusted service providers assisting in website hosting, analytics, or communication
• Legal or regulatory authorities when required by law
• Business partners or associates (only with explicit consent and confidentiality)

For users located outside India, your data may be transferred and stored on servers in India or other jurisdictions where our service providers operate. We ensure such transfers comply with GDPR and adequate data protection standards through data processing agreements and secure encryption.

We retain your information only for as long as necessary to:

• Fulfill the purpose for which it was collected
• Meet legal or contractual obligations
• Resolve disputes and enforce agreements

After this period, your data is securely deleted or anonymized.

Finraja maintains comprehensive administrative, technical, and physical safeguards to protect your personal information against unauthorized access, alteration, or misuse.

Measures include:

• SSL-secured data transmission
• Role-based access controls
• Regular system audits and encrypted backups

While we strive for full security, no electronic storage or transmission method is completely secure. Users are encouraged to take appropriate precautions when transmitting information online.

Depending on your jurisdiction, you may have the following rights:

• Right to Access: Obtain a copy of your personal data.
• Right to Rectification: Request correction of inaccurate or incomplete data.
• Right to Erasure (“Right to be Forgotten”): Request deletion of your data.
• Right to Restrict Processing: Limit how we use your data.
• Right to Data Portability: Request transfer of your data to another controller.
• Right to Object: Object to certain types of processing.
• Right to Withdraw Consent: Withdraw consent at any time, where applicable.

To exercise your rights, please contact us. We will respond within 30 days, in compliance with legal standards.

• Our website may include links to government portals, financial institutions, or other third-party websites for user convenience.
• Finraja is not responsible for the privacy practices, accuracy, or security of these external websites.
• We recommend reviewing their respective privacy policies before providing any personal data.

• Finraja does not knowingly collect personal data from individuals under the age of 18.
• If you believe a minor has submitted personal information through our site, please contact us immediately, and we will take appropriate action to delete such data.

For privacy-related inquiries, concerns, or data requests, please contact:

Finraja Consultancy – Subsidy, Business, Investment and Financial
Address: Dhantoli, Nagpur, Maharashtra, India
Email: office@finraja.com
Website: www.finraja.com

Finraja maintains comprehensive administrative, technical, and physical safeguards to protect your personal information against unauthorized access, alteration, or misuse.

Measures include:

• SSL-secured data transmission
• Role-based access controls
• Regular system audits and encrypted backups

While we strive for full security, no electronic storage or transmission method is completely secure. Users are encouraged to take appropriate precautions when transmitting information online.

• We may revise or update this Privacy Policy periodically to reflect legal, operational, or technological changes.
• All updates will be published on this page with a revised “Effective Date.”
• Your continued use of the website after such updates constitutes acceptance of the revised terms.